Many people have different ideas and opinions about this Payday loans. Some say it is very helpful while others say it may pull a person into a vicious cycle.
I have had my bad times when I was working, single, staying alone and earning a low salary. At one point, I did not even have money to eat proper meals. There was once when I asked the accountant to give me an advance pay to pay for my transport. He wanted to give me from his own pocket but I refused to accept loans like that.
How nice if I have heard of payday loan then. I wouldn't have starved nor feel indebted to an individual. So, if you ask me, I would say one can still rely on payday loan if one is discipline and only use it to tide them through hard times.
If you are unsure, do check out all the articles from the contributors on the link provided. They have given their honest expriences and I am sure you will benefit from learning through the sharings.