Some people are lucky because they have parents who provide them with a house by the time they reach adulthood. My nieces and nephew each have a home provided by my sister even before they got married.
However, it doesn't look like I can afford the same for my four children because I am not married to a man with land and other properties whom he inherited from the parents like my brother-in-law. So, I have told my kids that they will be on their own next time. Having said that, I am not worried because both husband and I also strived and worked hard to own our own home.
With the availability of home financing like what they offer here on Oregon mortgage refinance. If one works hard and stay stable in a good job, it is not that hard to own a home. With some smart money management and discipline one can easily get the money to buy a house, renovation works and etc. If there are difficulties, then, there is the option of refinancing through Oregon mortgage refinance.
Ultimately, we can only provide so much for our children and the rest will rely on their own efforts. To me, if they have studied hard, the future is bright.